Stay on Target, Stay on Track
15 to Finish/Stay on Track combines institutional policy changes, advisor engagement, student communication campaigns, and financial incentives to recognize that time, not tuition, is often the greatest barrier to college completion, as extended enrollment increases dropout likelihood.
Misleading Standard
Traditional 12-credit “full-time” creates five-year path for bachelor’s degrees
Extended Enrollment
Longer time to graduate increases probability that life circumstances interfere with goals
Hidden Costs
Each extra semester comes with costs while delaying workforce entry and earnings
Proof Points
Full-time students taking 15 credits demonstrate better academic performance, higher retention rates, and increased likelihood of completion while avoiding extended enrollment costs.
- Full-time students taking 15 credits are more likely to get better grades and have higher completion rates
- Cost savings of graduating in four years is immediate $38,000 and up to $147,000 lifetime
- The University of Hawaii System pioneered approach now adopted by seven states and 120+ institutions
- Research consistently shows students perform better academically with full course loads
Download the 15 to finish/stay on track toolkit
From brochures and posters to social media templates and t-shirt designs, download the 15 to Finish/Stay on Track toolkit to personalize your own campaign.
The University of Hawai’i System launched the original 15 to Finish program in 2012 as part of the Hawai’i Graduation Initiative, now implemented by seven states at scale and 120 institutions nationwide. The program has been recognized with the Complete College America President’s Award for innovation in student success.
University of Hawai’i System
Hawai’i
Benefits
15 to Finish/Stay on Track helps students complete degrees faster while reducing costs and improving academic performance, creating momentum that supports persistence and success.
Faster Graduation
On-time completion reduces time to degree and associated costs
Better Performance
Students demonstrate improved academic outcomes with full course loads
Career Readiness
Earlier graduation provides more options for advanced degrees, travel, or full-time work
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